Business Lending
Lines of Credit
A business term loan can be the perfect solution for longer-term borrowing needs. Term loans are available to assist with equipment and machinery purchases, business expansion, business acquisition, permanent working capital or refinance of existing business debts. We offer a variety of fixed and variable rate options to help you maximize your profitability and strengthen your competitive position.
As an SBA Preferred Lender (PLP), Commercial Bank of California can provide expedited services and faster turnaround to help your business thrive. We offer all the lending products and services you expect from your community bank, with a high level of personal attention. With favorable loan terms, such as low down-payments, longer maturities and smaller monthly payments, we will keep your financing smart and efficient.
For businesses located within rural communities, Commercial Bank of California provides access to USDA Business and Industry Guaranteed Loan Program solutions. These lending solutions offer amortizing term loans granted with higher loan-to-value structures than would otherwise be made available and longer repayment terms to increase your company’s net cash flow.
Commercial Bank of California offers an assortment of loan structures, terms (lengths) and interest rate pricing options (i.e., fixed, indexed, or variable) to meet your unique equipment financing needs. These solutions include traditional fully amortizing term loans, revolving credit lines, pre-approved guidance lines of credit, and specially designed financing packages arranged to meet your precise needs for equipment acquisitions or refinancing.
Commercial Bank of California has been an active construction lender for over 25 years. We understand the unique needs of construction loans, with extensive experience in markets spanning Southern California.
Hear it From Our Business Lending Clients
