Business & Industry Loans
The USDA Business and Industry Guaranteed Loan Program is designed to help create and maintain employment and improve the economic climate in rural communities. The program provides stability, growth, expansion, and employment for businesses in rural communities.
USDA loans offer amortizing term loans granted with higher loan-to-value structures than would otherwise be made available and longer repayment terms to increase your company’s net cash flow. To be eligible for a USDA B&I Loan, your business must be located within a rural community as defined by the USDA Mapping Program (except for Food Desert loans).